• making a gift or bequest, using appreciated securities and realizing larger tax savings than if you had used cash;
• making a gift that costs you nothing during your lifetime;
• making a gift that can pay you income for life and carry on after your death as an endowment for a University of your choice;
• preserving your estate for your heirs and deliver years of income to a charity of your choice, such as Radford University;
• turning surplus life insurance coverage into a gift; and
• obtaining membership in The Society of 1910 leadership gift club.

Thank you for taking the time to explore the benefits of gift and estate planning with the Radford University Advancement.

If you are over age 70½, you can rollover up to $100,000 annually from your IRA to Radford. These gifts can be made tax-free and will help balance your IRA value with other estate assets. Depending upon your income level, there may be additional income tax benefits. Contact us at ruadvancement@radford.edu to have a conversation about this wonderful opportunity. To read more, please click here.

IRA Rollover Gifts

If you are over age 70½, you may rollover up to $100,000 annually from your IRA to our organization. To learn more about IRA Rollover Gifts, click the Launch button to watch a brief video.

Personal Planner

Chronic Illness – Care of Your Person If you have a chronic illness, your personal planning will need to involve careful consideration of your condition. Many Americans experience ALS disease, Alzheimer's, Huntington's disease, Parkinson's disease, multiple sclerosis (MS) or other types of chronic diseases. More ...

Benefits For Family and Radford University Advancement

 Radford University's The Society of 1910 offers several estate planning instruments, such as annuities and trusts, to provide you with a life time income, along with a charitable tax deduction and possible avoidance of certain taxes.  Often, this income stream will exceed your current investment income from the asset used to create estate plan.   Just click on the picture and you can view each story.

Bequests for Scholarships Joe and Anna have been faithful supporters of Radford University Advancement over the years. They have visited the campus many times and have fond memories of those visits. Both of them strongly believe that it is important to support and encourage young people. More on Bequests for Scholarships >>.

Tax-Free Sale Gene and Carol White were age 55 when they purchased some development land outside of town. They thought it would be a good investment that they could later sell for a higher price. They have owned the property for 10 years and now would like to sell. More on Tax-Free Sale >>.

Fixed Income for Retirement After working for decades as a pediatrician in a small rural town, Patricia Brown was ready to retire. Patricia owned some stock but was concerned about leaving it in the market where it could go up or down. She needed a secure source of retirement income for the future. More on Fixed Income for Retirement >>.

Peace of Mind Gift Annuity Many years ago, Clara Lehman bought a home. Since she was so pleased with the home, she decided to buy stock in the company that builds and sells homes like it. Over the years, the stock has increased in value many times, but the value has been volatile. More on Peace of Mind Gift Annuity >>.

Steps to Wise Giving

There are several steps to help you make wise and prudent gifts. These pages are here to help you learn how gift planning ideas can be of personal benefit. Let us suggest a few steps that would help you in that process.

• View the donor stories.
• View a personal color story for yourself.
• Read the Personal Planner.
• View the Personal Finance Note for this week.
• Learn about personal finance news.
• Meet our planned giving staff. We are here to help you.
• Sign up for our free weekly personal finance newsletter.